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Social insurance in France

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Assurance
28/10/2021

When you hire an employee in France, you have to meet certain minimum obligations with regard to social security (such as pension, health costs, work accidents, etc.). In France, this does not happen automatically when you register an employee with social security. 
It is therefore up to the employer to provide all this, taking into account the minimum requirements imposed by the collective agreement.

 
In a nutshell, these are the following:

1.    URSSAF: the employee must be registered with the social security system
2.    RETRAITE: the employee must be known to the pension fund
3.    PREVOYANCE: collective life cover is to be planned
4.    MUTUELLE: collective hospitalisation cover is to be planned
5.    MEDECINE DU TRAVAIL: the worker must be affiliated to the occupational doctor

For each section, the appropriate fund (caisse) must be contacted, with whom you, as an employer, will then enter into an agreement to take care of the social insurances for each employee.
Employers who wish to carry out these obligations themselves sometimes come up against a lot of administration, which can be challenging when the communication with the French funds does not run smoothly.

Fortunately, at RFN we have many years of experience with these connections and our Payroll Insurance Consultancy department has built up an extensive network in the world of social insurance. Our multilingual consultants are in daily contact with these funds, and will gladly help you with support and advice!

Need advice?

Contact our Payroll Insurance team and we will answer all your questions!

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RFN is the total partner for anyone with entrepreneurial interests or asset-based activities in France. Our experts will guide you through all accounting, fiscal and legal regulations. We also assist you with payroll and secondment operations.

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